Bank of New York Mellon is a global investment company involved in managing and servicing financial assets throughout the investment lifecycle.
It is a $97.4B financial services company. Revenue grew 0.2% over the last year, and it keeps 16¢ of every dollar of sales as profit. It trades at 15.4× earnings — in the most expensive third of its own history.
- Website
- bny.com
- Location
- New York, NY
- Employees
- 46 500
- Sector
- Financial Services
- Founded
- 1992
- Next earnings
- Oct 15, 2026 · in 3d
Skills
Six independent scores, 0–100, built from reported numbers and valuation history. Click a row to see how it was scored.
Valuation, Quality and Moat lag behind.
Valuation30
- P/E vs own history75th pct · 5/25
- FCF yield1.6% · 5/25
- P/Sn/a · 10/25
- EV/EBITDAn/a · 10/25
Growth70
- Revenue CAGR26.0% · 25/25
- Net income CAGR10.2% · 20/25
- EPS CAGR ~5Y10.5% · 20/25
- Fwd implied growth1.8% · 5/25
Profitability52
- ROIC19.7% · 20/25
- ROE14.2% · 12/25
- Net margin15.5% · 20/25
- Operating marginn/a · 0/25
Health53
- Altman Z0.17 · 3/25
- Current ration/a · 0/25
- Interest coverageno interest expense · 25/25
- Net cash / debtNet cash · 25/25
Quality43
- Piotroski F5/9 · 15/25
- Beneish M-2.46 · 20/25
- FCF conversion25% · 8/25
- Margin stabilityn/a · 0/25
Moat28
- ROIC >12% yearsn/a · 0/25
- Median gross marginn/a · 0/25
- FCF-positive years7/9 yrs · 10/25
- Worst-year net marginworst 9.7% · 18/25
Experience
The company's career so far — founding, the IPO, landmark products and acquisitions, plus revenue milestones and insider buying.
- FY2025FinancialBest year on record$5.55B net income
- 2024IPOBNY has been included in the Dow Jones Sustainability Indices, recognized by the Human Rights Campaign…
- FY2023FinancialBecame debt-freecash now exceeds total debt
- FY2016FinancialProfitable every year on record9 consecutive profitable years in our data
- FY2016FinancialRevenue already above $10B$15.6B in first reported year
- 2009AcquisitionBNY Mellon purchased Insight Investment, a management business, from Lloyds Banking Group
- 2003AcquisitionBank of New York acquired Pershing LLC, the stock clearing unit of Credit Suisse First Boston for $2 billion
- 2000AcquisitionIvy Asset Management was acquired in 2000
- 1999MilestoneMellon Bank Corporation became Mellon Financial Corporation
- 1992FoundedMellon acquired 54 branch offices of Philadelphia Savings Fund Society, the first savings bank in the…
- Jul 20, 1988AcquisitionIrving had been headquartered at 1 Wall Street and after the merger, this became the headquarters of the Bank of New…
- 1969ProductThe bank's holding company was created in 1969
- 1948AcquisitionThe bank again merged, this time with the Fifth Avenue Bank
- 1922AcquisitionThe bank merged with the New York Life Insurance and Trust Company
Achievements
Verifiable track record, straight from the reported numbers.
Strengths & watch-outs
What a bull and a bear would each point to. Both lists come from the reported numbers, not opinions.
Strengths
- Net cash position after subtracting debt from cash
- High returns on invested capital (ROIC 19.7%)
Watch-outs
- Altman Z-Score 0.17 — elevated financial-distress risk
- Net debt would take ~22.4 years of free cash flow to repay
Qualifications
The basics a company should meet before you research it further. Each check uses the reported numbers.
- Revenue growing — the company sells more than a year ago+0.2% YoY
- Profitable — makes more than it spends$6.30B TTM
- Profit growing — earnings are higher than last year+35.1% YoY
- Generates cash — cash left after running and investing$1.59B TTM
- Debt under control — could handle its obligationsmore cash than debt
- Established company — not a micro-cap — lower blow-up risk$97.4B market cap
- Not printing shares — share count not ballooning — you keep your slice-24.0% shares over ~5y
- Proven track record — years of profitability behind it9/9 profitable years
- Financially stable — balance sheet not near distressAltman Z 0.2 — distress
- Pays a dividend — returns cash to shareholdersyield 1.84%
- Valuation not extreme — price not wildly above earningsP/E 15.4
Peer comparisonBank of New York Mellon Corporation vs 6 largest financial services peers — cap, P/E, growth and margin side by sideOpen ▾Close ▴
| Company | Market cap | P/E | Revenue growth | Net margin | Profile |
|---|---|---|---|---|---|
| BNY this company | $97.4B | 15.4 | +0.2% | 15.5% | Mixed |
| BRK.A Berkshire Hathaway Inc. | $1.1T | 11.6 | +3.9% | 22.3% | Mixed |
| BRK.B Berkshire Hathaway | $1.1T | 11.6 | +0.0% | 18.0% | Strong |
| JPM JPMorgan Chase & Co. | $886.2B | 13.6 | +13.5% | 32.6% | Strained |
| V VISA Inc. | $723.9B | 31.9 | +14.4% | 50.8% | Solid |
| MA Mastercard Incorporated | $516.4B | 31.7 | +16.0% | 46.3% | Mixed |
| BAC Bank of America Corporation | $380.4B | 11.3 | +15.9% | 27.8% | Mixed |
Head-to-head: BNY vs BRK.A · BNY vs BRK.B · BNY vs JPM
References
What covering analysts publish about the company — information only, not a recommendation.
Appendix · Financial records
The full statements behind this CV, FY2016–FY2025. For readers who want to check the numbers.
Live data and quarterly detail: stockcv.com/BNY
Want the live picture — intraday moves, valuation history and full analysis?
Deeper analysis of BNY on PreMarketPriceFigures are derived from company filings (quarterly values normalised from as-filed year-to-date data where applicable) and may be delayed, restated or incomplete. This page is information, not investment advice. Latest price $143.50 · market cap $97.4B.