Fifth Third Bancorp

State Commercial Banks

FITBStrained9 of 11 basics passed

$50.79

+0.18%

Market cap $46.1B

$50.79

+0.18%

Market cap $46.1B

Fifth Third Bancorp is a midsize regional bank in the US, with total assets of around $300 billion as of June 2026. The bank closed its acquisition of Comercia in February 2026.

It is a $46.1B financial services company. Revenue shrank 23.0% over the last year, and it keeps 16¢ of every dollar of sales as profit. It trades at 21.1× earnings — near the highest of its own history.

Website: 53.com
Location: Cincinnati, OH
Employees: 18 676
Sector: Financial Services

Share price · 3 years

$24.99 → $50.79+103.2%

price only — dividends excluded

Key facts · TTM

Revenue: total sales; $14.9B
Profit: keeps 16¢ of every $1 sold; $2.35B
Free cash flow: cash left after running the business; $3.02B
Net cash: more cash than debt; $4.36B
P/E: years of profit in the price; 21.1
EPS: earnings per share, TTM; $3.49
Dividend: pays out 54% of profit · 39% of FCF; 2.56%
Shares: down 12% since 2016 — buybacks; 673.0M
Volatility: beta vs the market — under 1 swings less; 1.02

Revenue, last 10 years

52-week range

Low $40.36$50.79High $59.37

Today's price is 55% of the way from the year's low to its high.

P/E vs its history5y

20.2×median 11.4×

Higher than 94% of past days — near the highest of its own history.

Valuation vs own history

P/E

20.2×

P/S

3.7×

75%

EV/EBITDA

20.7×

P/B

1.3×

57%

FCF yield

6.6%

11%

Share of the last ~5 years that was pricier than today (pricier than usual). Based on the daily valuation record.

Standing in Financial Services

Size$46.1Btop 34%
Revenue growth+2%top 86%
Net margin29%top 22%
Return on equity9%top 73%
P/E21.1×top 69%
Dividend yield2.56%top 33%

Ranked against 129 Financial Services companies with a full CV — for P/E, lower ranks higher.

Skills

Six independent scores, 0–100, built from reported numbers and valuation history. Click a row to see how it was scored.

Balanced profile — no dimension clearly leads or lags.

Valuation50

P/E vs own history94th pct · 0/25
FCF yield6.6% · 20/25
P/S2.1x · 20/25
EV/EBITDAn/a · 10/25

Growth70

Revenue CAGR115.5% · 25/25
Net income CAGR-2.3% · 0/25
EPS CAGR ~5Y13.6% · 20/25
Fwd implied growth81.0% · 25/25

Profitability69

ROIC14.5% · 12/25
ROE8.9% · 12/25
Net margin15.8% · 20/25
Operating margin36.7% · 25/25

Health50

Altman Zn/a · 0/25
Current ration/a · 0/25
Interest coverageno interest expense · 25/25
Net cash / debtNet cash · 25/25

Quality65

Piotroski F5/9 · 15/25
Beneish M-2.57 · 25/25
FCF conversion129% · 25/25
Margin stabilityσ 231.2% · 0/25

Moat70

ROIC >12% years3/4 yrs · 20/25
Median gross marginn/a · 0/25
FCF-positive years10/10 yrs · 25/25
Worst-year net marginworst 17.4% · 25/25

How the scores work →

Experience

The company's career so far — founding, the IPO, landmark products and acquisitions, plus revenue milestones and insider buying.

FY2024Financial
Revenue crossed $10B
$13.3B for the year
FY2021Financial
Best year on record
$2.77B net income
FY2020Financial
Became debt-free
cash now exceeds total debt
FY2016Financial
Profitable every year on record
10 consecutive profitable years in our data
FY2016Financial
Revenue already above $1B
$6.89B in first reported year
FY2016Financial
Positive free cash flow every year since
10-year streak

Achievements

Verifiable track record, straight from the reported numbers.

$10 000 invested in 2021 would be worth ~$13 030 today — price return only

$12.9B revenue in FY2025

Profitable 10 years in a row

Positive free cash flow 10 years in a row

18 676 employees

Strengths & watch-outs

What a bull and a bear would each point to. Both lists come from the reported numbers, not opinions.

Strengths

Strong cash conversion — FCF is 20.3% of revenue
Net cash position after subtracting debt from cash

Watch-outs

Revenue shrinking 23.0% year over year

Qualifications

The basics a company should meet before you research it further. Each check uses the reported numbers.

9 of 11 checks passed

Revenue growing — the company sells more than a year ago-23.0% YoY
Profitable — makes more than it spends$2.35B TTM
Profit growing — earnings are higher than last year+2.1% YoY
Generates cash — cash left after running and investing$3.02B TTM
Debt under control — could handle its obligationsmore cash than debt
Established company — not a micro-cap — lower blow-up risk$46.1B market cap
Not printing shares — share count not ballooning — you keep your slice-6.5% shares over ~5y
Proven track record — years of profitability behind it10/10 profitable years
Financially stable — balance sheet not near distresshealth score 25/100
Pays a dividend — returns cash to shareholdersyield 2.56%
Valuation not extreme — price not wildly above earningsP/E 21.1

Peer comparisonFifth Third Bancorp vs 6 largest financial services peers — cap, P/E, growth and margin side by sideOpen ▾

Company	Market cap	P/E	Revenue growth	Net margin	Profile
FITB this company	$46.1B	21.1	-23.0%	15.8%	Strained
BRK.A Berkshire Hathaway Inc.	$1.1T	11.6	+3.9%	22.3%	Mixed
BRK.B Berkshire Hathaway	$1.1T	11.6	+0.0%	18.0%	Strong
JPM JPMorgan Chase & Co.	$886.2B	13.6	+13.5%	32.6%	Strained
V VISA Inc.	$723.9B	31.9	+14.4%	50.8%	Solid
MA Mastercard Incorporated	$516.4B	31.7	+16.0%	46.3%	Mixed
BAC Bank of America Corporation	$380.4B	11.3	+15.9%	27.8%	Mixed

Head-to-head: FITB vs BRK.A · FITB vs BRK.B · FITB vs JPM

References

What covering analysts publish about the company — information only, not a recommendation.

Strong buy 7Buy 13Hold 8

Appendix · Financial records

The full statements behind this CV, FY2016–FY2025. For readers who want to check the numbers.

Profit & lossRevenue $14.9B · net income $2.35B (TTM)Open ▾

Profit & loss

Revenue and profit over the company's career — the income statement, visualised.

RevenueNet income

Revenue (TTM)

$14.9B

YoY -23.0%

Net income (TTM)

$2.35B

Margin 15.8%

Operating margin

36.7%

P/E ratio

21.1

Dividend yield

2.56%

Income statement — full detail

Figures in USD billions · EPS in USD

	2020	2021	2022	2023	2024	2025
Revenue	0.6	0.6	0.6	0.6	13.3	12.9
Gross profit	—	—	—	—	—	—
Operating income (EBIT)	—	3.5	3.1	3.0	2.9	3.2
Net income	1.4	2.8	2.4	2.3	2.3	2.5
EPS (diluted)	1.98	3.90	3.52	3.41	3.37	3.75

Cash flowFree cash flow $3.02B · operating cash flow $3.67B (TTM)Open ▾

Cash flow statement

Cash generated by the business and what is left after investment — year by year.

Operating cash flowFree cash flow

Free cash flow (TTM)

$3.02B

Margin 20.3%

Operating cash flow (TTM)

$3.67B

FCF margin

20.3%

Cash flow statement — full detail

Figures in USD billions

	2020	2021	2022	2023	2024	2025
Operating cash flow	0.4	2.7	6.4	4.5	2.8	4.5
Capital expenditure	-0.3	-0.3	-0.3	-0.5	-0.4	-0.6
Free cash flow	0.1	2.4	6.1	4.0	2.4	3.9
FCF margin	11.8%	399.2%	1032.3%	696.4%	18.2%	30.4%

Balance sheetAssets $214B · net cash $4.36B (FY2025)Open ▾

Balance sheet

How the balance sheet is built — what it owns versus how it is financed.

How $214B of assets is financed

90%

Liabilities $193B — borrowed moneyEquity $21.7B — owners' stake

Cash vs debt

Total debt $14.5B − cash $18.9B = net cash $4.36B

Cash on hand covers all debt.

Debt repayment

Not needed

Cash already covers all debt

ROE

8.9%

Profit per $1 of equity

Balance sheet — full detail

Figures in USD billions

	2020	2021	2022	2023	2024	2025
Cash & equivalents	33.4	34.6	8.4	22.1	17.1	18.9
Total assets	204.7	211.1	207.5	214.6	212.9	214.4
Total liabilities	181.6	188.9	190.1	195.4	193.3	192.7
Total debt	15.0	11.8	13.7	16.4	14.3	14.5
Equity	23.1	22.2	17.3	19.2	19.6	21.7
Net debt	-18.4	-22.8	5.4	-5.7	-2.8	-4.4

Want the live picture — intraday moves, valuation history and full analysis?

Deeper analysis of FITB on PreMarketPrice

Figures are derived from company filings (quarterly values normalised from as-filed year-to-date data where applicable) and may be delayed, restated or incomplete. This page is information, not investment advice. Latest price $50.79 · market cap $46.1B.