Moody's Corporation
Services-Consumer Credit Reporting, Collection Agencies
Moody's, along with S&P Ratings, is a leading provider of credit ratings on fixed-income securities. The ratings segment, Moody's Investors Service, includes corporates, structured finance, financial institutions, and public finance ratings.
It is a $80.2B financial services company. Revenue grew 11.7% over the last year, and it keeps 34¢ of every dollar of sales as profit. It trades at 28.8× earnings — near the lowest of its own history.
- Website
- moodys.com
- Location
- New York, NY
- Employees
- 5 300
- Sector
- Financial Services
Skills
Six independent scores, 0–100, built from reported numbers and valuation history. Click a row to see how it was scored.
Strong profitability, quality and moat; Growth lags behind.
Valuation61
- P/E vs own history5th pct · 25/25
- FCF yield3.7% · 12/25
- P/S9.9x · 12/25
- EV/EBITDA20.1x · 12/25
Growth42
- Revenue CAGR5.6% · 12/25
- Net income CAGR2.7% · 6/25
- EPS CAGR ~5Y7.8% · 12/25
- Fwd implied growth12.5% · 12/25
Profitability100
- ROIC28.6% · 25/25
- ROE79.7% · 25/25
- Net margin34.3% · 25/25
- Operating margin46.3% · 25/25
Health74
- Altman Z6.85 · 25/25
- Current ratio1.19 · 12/25
- Interest coverage20.1x · 25/25
- Net cash / debtD/A 29% · 12/25
Quality95
- Piotroski F8/9 · 25/25
- Beneish M-2.63 · 25/25
- FCF conversion106% · 25/25
- Margin stabilityσ 6.8% · 20/25
Moat93
- ROIC >12% years9/9 yrs · 25/25
- Median gross margin72.5% · 25/25
- FCF-positive years10/10 yrs · 25/25
- Worst-year net marginworst 7.4% · 18/25
Experience
The company's career so far — founding, the IPO, landmark products and acquisitions, plus revenue milestones and insider buying.
- FY2025FinancialBest year on record$2.46B net income
- FY2016FinancialProfitable every year on record10 consecutive profitable years in our data
- FY2016FinancialRevenue already above $1B$3.60B in first reported year
- FY2016FinancialPositive free cash flow every year since10-year streak
Achievements
Verifiable track record, straight from the reported numbers.
Strengths & watch-outs
What a bull and a bear would each point to. Both lists come from the reported numbers, not opinions.
Strengths
- High gross margin (75.0%)
- Strongly profitable — 34.3% net margin
- Revenue growing 11.7% year over year
- Strong cash conversion — FCF is 36.4% of revenue
- Interest covered 20.1× by operating earnings
Watch-outs
Nothing stands out as a concern in the available data.
Qualifications
The basics a company should meet before you research it further. Each check uses the reported numbers.
- Revenue growing — the company sells more than a year ago+11.7% YoY
- Profitable — makes more than it spends$2.79B TTM
- Profit growing — earnings are higher than last year+22.5% YoY
- Generates cash — cash left after running and investing$2.97B TTM
- Debt under control — could handle its obligations~1.5y of cash flow to repay
- Established company — not a micro-cap — lower blow-up risk$80.2B market cap
- Not printing shares — share count not ballooning — you keep your slice-5.0% shares over ~5y
- Proven track record — years of profitability behind it10/10 profitable years
- Financially stable — balance sheet not near distressAltman Z 6.8 — safe
- Pays a dividend — returns cash to shareholdersyield 0.87%
- Valuation not extreme — price not wildly above earningsP/E 28.8
Peer comparisonMoody's Corporation vs 6 largest financial services peers — cap, P/E, growth and margin side by sideOpen ▾Close ▴
| Company | Market cap | P/E | Revenue growth | Net margin | Profile |
|---|---|---|---|---|---|
| MCO this company | $80.2B | 28.8 | +11.7% | 34.3% | Solid |
| BRK.A Berkshire Hathaway Inc. | $1.1T | 11.6 | +3.9% | 22.3% | Mixed |
| BRK.B Berkshire Hathaway | $1.1T | 11.6 | +0.0% | 18.0% | Strong |
| JPM JPMorgan Chase & Co. | $886.2B | 13.6 | +13.5% | 32.6% | Strained |
| V VISA Inc. | $723.9B | 31.9 | +14.4% | 50.8% | Solid |
| MA Mastercard Incorporated | $516.4B | 31.7 | +16.0% | 46.3% | Mixed |
| BAC Bank of America Corporation | $380.4B | 11.3 | +15.9% | 27.8% | Mixed |
Head-to-head: MCO vs BRK.A · MCO vs BRK.B · MCO vs JPM
References
What covering analysts publish about the company — information only, not a recommendation.
Appendix · Financial records
The full statements behind this CV, FY2016–FY2025. For readers who want to check the numbers.
Live data and quarterly detail: stockcv.com/MCO
Want the live picture — intraday moves, valuation history and full analysis?
Deeper analysis of MCO on PreMarketPriceFigures are derived from company filings (quarterly values normalised from as-filed year-to-date data where applicable) and may be delayed, restated or incomplete. This page is information, not investment advice. Latest price $463.17 · market cap $80.2B.