Penske Automotive Group operates in 19 US states and overseas. It has about 150 US and Puerto Rico light-vehicle stores as well as 217 franchised dealerships overseas, primarily in the United Kingdom but also in Australia, Germany, Italy, and Japan.
It is a $12.9B consumer company. Revenue grew 7.7% over the last year, it keeps 3¢ of every dollar of sales as profit, and its net debt equals ~2.9 years of free cash flow. It trades at 13.8× earnings — near the highest of its own history.
- Website
- penskeautomotive.com
- Location
- Bloomfield Hills, MI
- Employees
- 27 700
- Sector
- Consumer Cyclical
Skills
Six independent scores, 0–100, built from reported numbers and valuation history. Click a row to see how it was scored.
Strong quality; Growth and Profitability lag behind.
Valuation57
- P/E vs own history95th pct · 0/25
- FCF yield4.7% · 12/25
- P/S0.4x · 25/25
- EV/EBITDA13.0x · 20/25
Growth32
- Revenue CAGR5.6% · 12/25
- Net income CAGR-5.8% · 0/25
- EPS CAGR ~5Y15.9% · 20/25
- Fwd implied growth-7.1% · 0/25
Profitability43
- ROIC12.8% · 12/25
- ROE16.5% · 20/25
- Net margin2.8% · 6/25
- Operating margin4.2% · 5/25
Health69
- Altman Z2.06 · 18/25
- Current ratio0.98 · 6/25
- Interest coverage19.2x · 25/25
- Net cash / debtD/A 10% · 20/25
Quality80
- Piotroski F6/9 · 15/25
- Beneish M-2.62 · 25/25
- FCF conversion65% · 15/25
- Margin stabilityσ 1.0% · 25/25
Moat50
- ROIC >12% years6/10 yrs · 13/25
- Median gross margin16.0% · 0/25
- FCF-positive years10/10 yrs · 25/25
- Worst-year net marginworst 1.7% · 12/25
Experience
The company's career so far — founding, the IPO, landmark products and acquisitions, plus revenue milestones and insider buying.
- FY2022FinancialBest year on record$1.38B net income
- FY2016FinancialProfitable every year on record10 consecutive profitable years in our data
- FY2016FinancialRevenue already above $10B$20.1B in first reported year
- FY2016FinancialPositive free cash flow every year since10-year streak
Achievements
Verifiable track record, straight from the reported numbers.
Strengths & watch-outs
What a bull and a bear would each point to. Both lists come from the reported numbers, not opinions.
Strengths
- Interest covered 19.2× by operating earnings
Watch-outs
- Net debt would take ~15.3 years of free cash flow to repay
Qualifications
The basics a company should meet before you research it further. Each check uses the reported numbers.
- Revenue growing — the company sells more than a year ago+7.7% YoY
- Profitable — makes more than it spends$936M TTM
- Profit growing — earnings are higher than last year-8.7% YoY
- Generates cash — cash left after running and investing$610M TTM
- Debt under control — could handle its obligations~2.9y of cash flow to repay
- Established company — not a micro-cap — lower blow-up risk$12.9B market cap
- Not printing shares — share count not ballooning — you keep your slice-17.9% shares over ~5y
- Proven track record — years of profitability behind it10/10 profitable years
- Financially stable — balance sheet not near distressAltman Z 2.1 — grey
- Pays a dividend — returns cash to shareholdersyield 2.83%
- Valuation not extreme — price not wildly above earningsP/E 13.8
Peer comparisonPenske Automotive Group, Inc. vs 6 largest consumer cyclical peers — cap, P/E, growth and margin side by sideOpen ▾Close ▴
| Company | Market cap | P/E | Revenue growth | Net margin | Profile |
|---|---|---|---|---|---|
| PAG this company | $12.9B | 13.8 | +7.7% | 2.8% | Mixed |
| AMZN Amazon.Com Inc | $2.8T | 20.9 | +15.8% | 17.4% | Mixed |
| TSLA Tesla, Inc. | $1.5T | 397.1 | +11.8% | 3.7% | Strong |
| NFLX NetFlix Inc | $292.8B | 21.4 | +16.0% | 28.2% | Solid |
| HD Home Depot, Inc. | $290.4B | 20.4 | -16.0% | 8.7% | Solid |
| DIS The Walt Disney Company | $186.5B | 21.7 | +4.6% | 8.7% | Solid |
| MCD McDonald's Corporation | $166.9B | 18.9 | +6.3% | 31.7% | Strained |
Head-to-head: PAG vs AMZN · PAG vs TSLA · PAG vs NFLX
References
What covering analysts publish about the company — information only, not a recommendation.
Appendix · Financial records
The full statements behind this CV, FY2016–FY2025. For readers who want to check the numbers.
Live data and quarterly detail: stockcv.com/PAG
Want the live picture — intraday moves, valuation history and full analysis?
Deeper analysis of PAG on PreMarketPriceFigures are derived from company filings (quarterly values normalised from as-filed year-to-date data where applicable) and may be delayed, restated or incomplete. This page is information, not investment advice. Latest price $196.16 · market cap $12.9B.