Founded in 1970, Philadelphia-based Urban Outfitters is a multibrand apparel and home goods retailer that operates approximately 800 stores and e-commerce platforms in the US, which accounts for about 87% of sales, as well as in other regions.
It is a $7.04B consumer company. Revenue shrank 11.6% over the last year, it keeps 9¢ of every dollar of sales as profit, and its net debt equals ~1.3 years of free cash flow. It trades at 12.4× earnings — in the cheapest third of its own history.
- Website
- urbn.com
- Location
- Philadelphia, PA
- Employees
- 31 000
- Sector
- Consumer Cyclical
Skills
Six independent scores, 0–100, built from reported numbers and valuation history. Click a row to see how it was scored.
Strong valuation, health and quality; Growth and Moat lag behind.
Valuation90
- P/E vs own history29th pct · 20/25
- FCF yield5.5% · 20/25
- P/S1.1x · 25/25
- EV/EBITDA7.4x · 25/25
Growth44
- Revenue CAGR7.9% · 12/25
- Net income CAGR10.6% · 20/25
- EPS CAGR ~5Y-7.7% · 0/25
- Fwd implied growth10.3% · 12/25
Profitability57
- ROIC14.1% · 12/25
- ROE20.7% · 20/25
- Net margin9.3% · 13/25
- Operating margin11.3% · 12/25
Health88
- Altman Z3.63 · 25/25
- Current ratio1.58 · 18/25
- Interest coverage12.7x · 25/25
- Net cash / debtD/A 10% · 20/25
Quality82
- Piotroski F7/9 · 22/25
- Beneish M-7.33 · 25/25
- FCF conversion68% · 15/25
- Margin stabilityσ 7.1% · 20/25
Moat48
- ROIC >12% years9/11 yrs · 20/25
- Median gross margin34.2% · 13/25
- FCF-positive years9/12 yrs · 10/25
- Worst-year net marginworst -3.4% · 5/25
Experience
The company's career so far — founding, the IPO, landmark products and acquisitions, plus revenue milestones and insider buying.
- FY2026FinancialBest year on record$1.31B net income
- FY2022FinancialRevenue crossed $10B$10.8B for the year
- FY2016FinancialFirst recorded profitable year$508M net income
- FY2016FinancialRevenue already above $1B$8.22B in first reported year
Achievements
Verifiable track record, straight from the reported numbers.
Strengths & watch-outs
What a bull and a bear would each point to. Both lists come from the reported numbers, not opinions.
Strengths
- Could repay net debt from ~1.6 years of free cash flow
- Interest covered 12.7× by operating earnings
- Piotroski F-Score 7/9 — fundamentally strong checklist
- Altman Z-Score 3.63 — low bankruptcy-risk zone
Watch-outs
- Revenue shrinking 11.6% year over year
Qualifications
The basics a company should meet before you research it further. Each check uses the reported numbers.
- Revenue growing — the company sells more than a year ago-11.6% YoY
- Profitable — makes more than it spends$1.29B TTM
- Profit growing — earnings are higher than last year+44.0% YoY
- Generates cash — cash left after running and investing$385M TTM
- Debt under control — could handle its obligations~1.3y of cash flow to repay
- Established company — not a micro-cap — lower blow-up risk$7.04B market cap
- Not printing shares — share count not ballooning — you keep your slice-13.7% shares over ~5y
- Proven track record — years of profitability behind it11/12 profitable years
- Financially stable — balance sheet not near distressAltman Z 3.6 — safe
- Pays a dividend — returns cash to shareholdersno data
- Valuation not extreme — price not wildly above earningsP/E 12.4
Peer comparisonUrban Outfitters Inc vs 6 largest consumer cyclical peers — cap, P/E, growth and margin side by sideOpen ▾Close ▴
| Company | Market cap | P/E | Revenue growth | Net margin | Profile |
|---|---|---|---|---|---|
| URBN this company | $7.0B | 12.4 | -11.6% | 9.3% | Strong |
| AMZN Amazon.Com Inc | $2.8T | 20.9 | +15.8% | 17.4% | Mixed |
| TSLA Tesla, Inc. | $1.5T | 397.1 | +11.8% | 3.7% | Strong |
| NFLX NetFlix Inc | $292.8B | 21.4 | +16.0% | 28.2% | Solid |
| HD Home Depot, Inc. | $290.4B | 20.4 | -16.0% | 8.7% | Solid |
| DIS The Walt Disney Company | $186.5B | 21.7 | +4.6% | 8.7% | Solid |
| MCD McDonald's Corporation | $166.9B | 18.9 | +6.3% | 31.7% | Strained |
Head-to-head: URBN vs AMZN · URBN vs TSLA · URBN vs NFLX
References
What covering analysts publish about the company — information only, not a recommendation.
Appendix · Financial records
The full statements behind this CV, FY2016–FY2027. For readers who want to check the numbers.
Live data and quarterly detail: stockcv.com/URBN
Want the live picture — intraday moves, valuation history and full analysis?
Deeper analysis of URBN on PreMarketPriceFigures are derived from company filings (quarterly values normalised from as-filed year-to-date data where applicable) and may be delayed, restated or incomplete. This page is information, not investment advice. Latest price $82.18 · market cap $7.04B.