Verisk Analytics, Inc.
Services-Computer Processing & Data Preparation
Verisk is a leading data, analytics, and technology provider for property-casualty insurers. Verisk traces its history to Insurance Services Office, a nonprofit advisory organization founded in 1971 by US P&C insurers.
It is a $23.1B technology company. Revenue grew 5.0% over the last year, it keeps 28¢ of every dollar of sales as profit, and its net debt equals ~2.1 years of free cash flow. It trades at 26.1× earnings — near the lowest of its own history.
- Website
- verisk.com
- Location
- Jersey City, NJ
- Employees
- 8 000
- Sector
- Technology
Skills
Six independent scores, 0–100, built from reported numbers and valuation history. Click a row to see how it was scored.
Strong profitability and moat.
Valuation69
- P/E vs own history5th pct · 25/25
- FCF yield5.3% · 20/25
- P/S7.4x · 12/25
- EV/EBITDA16.0x · 12/25
Growth50
- Revenue CAGR0.6% · 6/25
- Net income CAGR8.1% · 12/25
- EPS CAGR ~5Y8.5% · 12/25
- Fwd implied growth27.8% · 20/25
Profitability100
- ROIC31.7% · 25/25
- ROE324.3% · 25/25
- Net margin28.2% · 25/25
- Operating margin43.4% · 25/25
Health60
- Altman Z5.91 · 25/25
- Current ratio1.01 · 12/25
- Interest coverage8.4x · 18/25
- Net cash / debtD/A 41% · 5/25
Quality66
- Piotroski F6/9 · 15/25
- Beneish M-1.27 · 6/25
- FCF conversion140% · 25/25
- Margin stabilityσ 7.0% · 20/25
Moat100
- ROIC >12% years9/10 yrs · 25/25
- Median gross margin64.5% · 25/25
- FCF-positive years10/10 yrs · 25/25
- Worst-year net marginworst 17.3% · 25/25
Experience
The company's career so far — founding, the IPO, landmark products and acquisitions, plus revenue milestones and insider buying.
- FY2024FinancialBest year on record$958M net income
- 2022AcquisitionVerisk announced that it had entered into an agreement to acquire Mavera, a Sweden-based insurtech…
- 2021AcquisitionVerisk acquired Data Driven Safety, a public record data aggregation firm that specializes in…
- 2020AcquisitionVerisk acquired Jornaya, a consumer behavioral data provider, Infutor, an identity resolution and consumer…
- 2017AcquisitionVerisk acquired Sequel, an insurance and reinsurance software specialist based in London
- FY2016FinancialProfitable every year on record10 consecutive profitable years in our data
- FY2016FinancialRevenue already above $1B$2.00B in first reported year
- FY2016FinancialPositive free cash flow every year since10-year streak
- 2015AcquisitionThen in 2015, Verisk acquired Wood Mackenzie, a data analytics and commercial intelligence company for energy,…
- 2014AcquisitionVerisk acquired Maplecroft, a provider of global risk analytics and advisory services
- 2012AcquisitionVerisk acquired Argus & Advisory Services, a provider of competitive benchmarking, analytics
- 2010AcquisitionVerisk acquired 3E Company, a provider of services that help customers comply with government-mandated…
- Oct 6, 2009IPOThe company was privately held until an initial public offering on October 6, 2009
- 2009MilestoneVerisk completed its IPO and became a publicly traded company
Achievements
Verifiable track record, straight from the reported numbers.
Strengths & watch-outs
What a bull and a bear would each point to. Both lists come from the reported numbers, not opinions.
Strengths
- High gross margin (70.2%)
- Strongly profitable — 28.2% net margin
- Strong cash conversion — FCF is 39.4% of revenue
- Interest covered 8.4× by operating earnings
- High returns on invested capital (ROIC 31.7%)
Watch-outs
Nothing stands out as a concern in the available data.
Qualifications
The basics a company should meet before you research it further. Each check uses the reported numbers.
- Revenue growing — the company sells more than a year ago+5.0% YoY
- Profitable — makes more than it spends$886M TTM
- Profit growing — earnings are higher than last year+2.6% YoY
- Generates cash — cash left after running and investing$1.24B TTM
- Debt under control — could handle its obligations~2.1y of cash flow to repay
- Established company — not a micro-cap — lower blow-up risk$23.1B market cap
- Not printing shares — share count not ballooning — you keep your slice-15.3% shares over ~5y
- Proven track record — years of profitability behind it10/10 profitable years
- Financially stable — balance sheet not near distressAltman Z 5.9 — safe
- Pays a dividend — returns cash to shareholdersyield 1.11%
- Valuation not extreme — price not wildly above earningsP/E 26.1
Peer comparisonVerisk Analytics, Inc. vs 6 largest technology peers — cap, P/E, growth and margin side by sideOpen ▾Close ▴
| Company | Market cap | P/E | Revenue growth | Net margin | Profile |
|---|---|---|---|---|---|
| VRSK this company | $23.1B | 26.1 | +5.0% | 28.2% | Solid |
| NVDA Nvidia Corp | $5.5T | 28.6 | +83.4% | 63.7% | Mixed |
| AAPL Apple Inc. | $4.9T | 38.1 | +14.2% | 27.6% | Strong |
| GOOGL Alphabet Inc. | $4.3T | 17.6 | +20.1% | 54.8% | Mixed |
| MSFT Microsoft Corp | $4.0T | 29.7 | +17.8% | 40.3% | Strong |
| SPCX Space Exploration Technologies Corp. | $2.1T | — | +33.2% | -34.0% | Strained |
| META Meta Platforms, Inc. | $1.8T | 26.9 | +27.7% | 29.8% | Mixed |
Head-to-head: VRSK vs NVDA · VRSK vs AAPL · VRSK vs GOOGL
References
What covering analysts publish about the company — information only, not a recommendation.
Appendix · Financial records
The full statements behind this CV, FY2016–FY2025. For readers who want to check the numbers.
Live data and quarterly detail: stockcv.com/VRSK
Want the live picture — intraday moves, valuation history and full analysis?
Deeper analysis of VRSK on PreMarketPriceFigures are derived from company filings (quarterly values normalised from as-filed year-to-date data where applicable) and may be delayed, restated or incomplete. This page is information, not investment advice. Latest price $177.63 · market cap $23.1B.